Which of the following refers to subrogation?

A. The insured must do everything reasonably possible to minimize
or reduce a loss.
B. The person who purchases a policy must provide complete
informa
information to the insurer.
C. If a person incurs bills, the insurance may pay those bills directly
rather than pay the injured party.
D. In the event of multiple causes for one injury, insurance must
consider the nearest cause to judge liability.

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